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Deposit Insurance

New Deposit Insurance Limits

The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000.00. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category. To learn more about FDIC deposit insurance, please visit FDIC - EDIE The Estimator.