Personal Banking

Every Day

is a new chance to get the bank you deserve.

At Colonial Bank, FSB, personal banking is a combination of efficient banking products, competitive rates and good old-fashioned customer service. Every Day we offer the checking, savings and consumer lending options you need to make managing your money simpler. Don’t take our word for it, find out for yourself – contact us today.

Checking

Colonial Bank, FSB has everyday solutions to cover your everyday expenses. That's why we offer a wide variety of checking accounts, each carefully designed to fit your lifestyle while being easy to understand and easy to use. Plus, you get all the features you expect from your checking account like a FREE Visa® Check Card and FREE online banking with FREE online bill pay.

Not sure what kind of account you need? Click here for assistance.

New Jersey Consumer Account (NJCC)

May be opened by consumers only; age 18 or older.
$50.00 opening deposit required.
Daily balance of $300.00 required to avoid monthly $3.00 service fee.
Eight (8) checks per cycle are paid free; additional checks incur a charge of 50¢ each.
Image of checks are returned with periodic bank statement.
A consumer is allowed one NJCC Account within Colonial Bank, FSB or any other institution. Also, in order to qualify for a NJCC Account, the consumer cannot maintain any other personal checking accounts with Colonial Bank, FSB.

Colonial Bank Checking Account (CBC)

$100.00 minimum deposit to open this account.
May be opened by anyone 18 years of age or older.
Image of checks are returned with periodic bank statement.
No monthly service charge is assessed if the daily balance remains above $100.00 for the cycle.
$5.00 monthly service charge is assessed if the daily balance falls below $100.00 on any day of the cycle.
No monthly service charge for senior citizens, state or federally certified permanently disabled persons and nonprofit organizations.

Select Checking Account

No minimum deposit to open this account.
No minimum balance requirement.
Unlimited check writing.
Tiered interest paid on minimum balances of $1,500.00 and over.
Image of checks are returned with periodic statement.
May be opened by individuals aged 18 years and older.
Please visit rates for current interest information.

Special Benefits

Preferred rates on installment loans with Direct Debit
Rx Advantage Prescription Drug Program
$10,000.00 24 Hour Accidental Death Insurance
Payment Card Protection
Document and Personal Property Registry
ID Network Safety Service
Savers Club Book
Sojourns Magazine
RecreationPlus
Half Price Hotels
Auto Buying Service and Maintenance Discounts
Free Notary Service
Free Telephone Banking
Internet Banking with six months free bill pay
Everyday Rebate Rewards
Identity Theft Insurance
All these features and more for only $5.00 per month!

NOW Checking Account

$100.00 minimum deposit to open this account.
A monthly service charge of $5.00 is assessed if the balance falls below $300.00 on any day of the cycle.
Image of checks are not returned with periodic statement.
May be opened by individuals age 18 years or over, sole proprietorships, nonprofit clubs and organizations, and nonprofit corporations.
May not be opened by corporations, partnerships or limited liability companies.
Please visit rates for current interest information.
No monthly service charge for senior citizens, state or federally certified permanently disabled persons and nonprofit organizations.

Special NOW Account

$100.00 minimum deposit to open this account.
A monthly service charge of $5.00 is assessed if the balance falls below $400.00 on any day of the cycle.
Image of checks are returned with periodic statement.
May be opened by individuals age 18 years or over, sole proprietorships, nonprofit clubs and organizations, and nonprofit corporations.
May not be opened by corporations, partnerships or limited liability companies.
Please visit rates for current interest information.
No monthly service charge for senior citizens, state or federally certified permanently disabled persons and nonprofit organizations.

Super NOW Account

$1,000.00 minimum deposit to open this account.
A monthly service charge of $5.00 is assessed if the balance falls below $2,500.00 on any day of the cycle.
Image of checks are returned with periodic statement.
May be opened by individuals age 18 years or over, sole proprietorships, nonprofit clubs and organizations and nonprofit corporations.
May not be opened by corporations, partnerships or limited liability companies.
Please visit rates for current interest information.