Contact Us Locations About Us Resources Rates Home

Privacy Services Bank Cards Savings Checking Loans PC Banking

Loans

Personal - Unsecured

To qualified depositors, we offer personal unsecured loans up to $20,000.00.

Personal - Secured

Need to pay a bill, but don't want to take the money out of your account? No problem, use your cash as collateral for a low rate secured personal loan. The collateralized funds are held in either a Certificate of Deposit or a Passbook Savings account and we can lend you up to 90% of the accounts value (normal underwriting criteria apply).

Automobile Loans

Whether it is for the sports car of your dreams or a practical family vehicle, an auto loan from Colonial Bank, FSB can help you get behind the wheel. We offer a variety of loan programs for new and used (up to eight years old) automobiles with competitive rates and repayment terms.

Recreational Vehicle Loans

Thinking of getting that new boat, motorcycle or RV? We can help you indulge yourself. We offer financing programs for new and used (up to 5 years old) recreational (titled) vehicles.

Easy Credit Line

Our Easy Credit account is a personal unsecured line of credit that is linked to your existing Colonial Bank, FSB checking account. The line can be used for overdraft protection, or for anything you wish. Lines may be granted in amounts up to $20,000.00 and carry a variable interest rate.

Home Equity Loans

Sound money management includes sensible borrowing. With competitive rates and interest that may be tax deductible (please consult your tax advisor), our Home Equity loans can be a smart choice for almost any financing need. Our program offers you the choice of either a fixed rate or balloon loan with various payment schedules.

Home Equity Line of Credit

A Colonial Bank FSB home equity line of credit offers all the benefit of a traditional home equity loan with the added advantage of being a revolving credit line; which means that you can re-borrow from your available credit at any time, for any reason.

With a line of credit, you only pay interest on the money that you use. The interest is charged at prime rate and is variable.

Mortgage Loans

Thinking about buying your first home, or a new home? Maybe you are thinking of building your dream home. Perhaps you just want to save some money by refinancing. Whatever the case, with our knowledgeable mortgage staff and competitive rates and programs, Colonial Bank, FSB can help you reach your goals. Apply Now!

We offer fixed and balloon payment mortgages with terms ranging from 10 years to 30 years at competitive rates. Our construction - permanent loan program offers a single fixed rate and one closing for both phases of this loan. We also offer special programs for First Time Home Buyers, including some in conjunction with the housing agencies in the cities of Bridgeton and Millville. We have been helping people finance homes since 1913, and we can help you. For further information, please contact the Main Office at (856) 205-0058.

Commercial Loans

Colonial Bank, FSB offers complete corporate banking services through our Commercial Loan Department. These services include: commercial mortgages (permanent and construction), lines of credit and term financing at competitive rates and conditions.

SBA Approved Lender

Colonial Bank, FSB is an approved lender for both the U.S. Small Business Administration (SBA) and the New Jersey Economic Development Authority (N.J. EDA). We also work closely with the local economic development agencies to offer complete financial packages to assist qualified businesses to expand or relocate their operations.